Welcome to our website capitalepay.com. If you continue to browse and use this website, you agree to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Capital ePay’s relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.

The term ‘CapitalePay’, ‘Capital ePay’, ‘Capital District Digital, LLC’, ‘us’, or ‘we’ refers to the owner of this website whose registered office is 24 4th Street Troy, NY 12180 . The term ‘you’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

The content of the pages of this website is for your general information and use only. It is subject to change without notice.

This website uses cookies to monitor browsing preferences. If you do allow cookies to be used, the following personal information may be stored by us for use by third parties.

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All trade marks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.

Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offence.

From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).

You may not use the Capital ePay service for activities that relate to transactions involving:

Adult content
Alimony, child support, or other court-ordered payments
Bail bonds
Bankruptcy lawyers
Buyers clubs, discount clubs or membership clubs
Check cashing, or payment for a dishonored check or for an item deemed uncollectible by another merchant
Computer repair or maintenance services
Cruise lines
Credit counseling or credit repair agencies
Credit protection or identity theft protection services
Counterfeit or possibly counterfeit goods
Debt collection, consolidation, or reduction services
Digital currency
Direct marketing of subscription offers
Distressed Property Sales and Marketing
Door to door sales
Drugs, alcohol, or drug paraphernalia, or items that may represent them
Factoring, liquidators, bailiffs, bail bondsmen
Financial services, such as cash advances, bill payment, loans, prepaid cards, wire transfers, or sales of money orders or foreign currency
Gambling or betting, including lottery tickets, casino gaming chips, off-track betting, fantasy football, memberships on gambling-related internet sites and wagers at races
Hate, violence, racial intolerance, or the financial exploitation of a crime
Infomercial merchants
Internet pharmacies or pharmacy referral sites
Inbound or outbound telemarketing businesses including lead generation businesses
Licensed or franchised goods or services, such as Apple products
Medical equipment
Multi-level marketing businesses, pyramid or Ponzi schemes
Obscene or pornographic items
Pharmaceuticals, including medical marijuana
Prepaid phone cards or phone services
Prostitution, escort services, massage parlors, and other potentially sexually related services
Real estate or motor vehicle sales
Rebate or upsell programs
Scrip-dispensing terminal
Timeshares, timeshare resales and related marketing
Tobacco, cigarettes, or e-cigarettes
Unlawful activities or items, or activities or items that encourage, promote, facilitate or instruct others regarding the same
Violent acts towards self or others, or activities or items that encourage, promote, facilitate or instruct others regarding the same
Weapons, including replicas and collectible items, or ammunition or other accessories
Weight loss programs

Your use of this website and any dispute arising out of such use of the website is subject to the laws of Rensselaer County, New York, United States.